Why insure your home?

Far too many burglaries

The number of burglaries is falling, but we still have a record compared to the countries we compare ourselves with, and far too few have secured their homes, especially before the damage occurs.

Most burglaries in houses

The majority (80%) of burglaries occur in private ground-floor houses. The thief targets houses where there is something of value. However, studies of burglar behavior also show that burglars can be deterred from committing a burglary if there are signs of life, or if it is difficult to enter or exit the home. It is important for the burglar to be able to get away quickly if they are discovered.

By "life" we mean that someone is home or neighbors can easily keep an eye on one's home. Securing doors, locks, and windows helps make it difficult to enter the home. At the same time, it makes the burglar's escape route more difficult.

The thief often returns

If your house has been burgled once, the risk of another burglary is greater. The probability of the same house being burgled again is four times higher than for houses that have never experienced a burglary. At the same time, there is a greater risk of burglary in the neighborhood for about 14 days.

On the other hand, the risk is significantly lower if you have secured your house and live in a neighborhood with good neighbors who help keep an eye out.

Prevent burglary

You can implement perimeter security to make your home safer. This involves reinforcing doors, windows, locks, i.e., securing the shell of the house to make it difficult for the thief to enter and exit, preventing easy escape routes.

Neighborhood watch, where neighbors keep an eye on each other's houses, significantly reduces the risk of burglary.

In addition, you can trim hedges, install outdoor lighting so that a thief cannot break in undisturbed. Make it look like someone is home by turning on lights. And mark your valuable items. Studies show that you reduce the risk of burglary if you combine at least two measures along with basic improvements to doors, locks, and windows.

How does the burglary happen?

38 percent occur via doors. Thieves often break open patio doors. And at the same time, it is easy for the thief to get away with stolen goods if they can just exit through the patio door again.

Therefore, you should make it difficult to break open the doors in your home. Both from the outside and inside. The burglar has an easy time if the lock is very old, if the woodwork is deteriorated, or if the door is flimsy.

All exterior doors – front doors, patio doors, garden doors, etc. – in your home should be solid and equipped with secure locks, as the thief looks for the weakest link in the house to break in and escape with the stolen goods.

(the above content is created in collaboration with Bo Trygt)

You can find more about Bo Trygt and their recommendations here.